Terms of Use

Last updated: March 6, 2025

Welcome to Kabilo Tripwise. By accessing or using our application and services, you agree to be bound by these Terms of Use. If you do not agree, please do not use our services.

1. Acceptance of Terms

By creating an account, logging in, or using Kabilo Tripwise, you confirm that you have read, understood, and agree to these Terms of Use and our Privacy Policy. We may update these terms from time to time; continued use after changes constitutes acceptance.

2. Description of Service

Kabilo Tripwise provides tools to split expenses, manage groups, track transactions, and settle balances between users. We reserve the right to modify, suspend, or discontinue any part of the service with reasonable notice where practicable.

3. Eligibility and Account

You must be at least 13 years of age (or the minimum age in your jurisdiction) to use Kabilo Tripwise. You are responsible for maintaining the confidentiality of your account and for all activity under your account. You must provide accurate and complete information when registering.

4. Acceptable Use

You agree not to:

• Use the service for any illegal purpose or in violation of any laws
• Harass, abuse, or harm other users
• Attempt to gain unauthorized access to our systems or other users’ accounts
• Transmit viruses, malware, or other harmful code
• Use the service to send spam or unsolicited communications
• Resell or commercially exploit the service without our written permission

We may suspend or terminate your access if we reasonably believe you have violated these terms.

5. User Content and Data

You retain ownership of content you submit (e.g. expense descriptions, group names). By using Kabilo Tripwise, you grant us a limited license to use, store, and process that content as necessary to provide and improve the service, in accordance with our Privacy Policy.

6. Disclaimers

The service is provided “as is” and “as available.” We do not guarantee uninterrupted, error-free, or secure operation. Kabilo Tripwise is not a financial institution and does not provide financial, tax, or legal advice. Use the service at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, Kabilo Tripwise and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or use, arising from your use of the service.

8. Indemnification

You agree to indemnify and hold harmless Kabilo Tripwise and its affiliates from any claims, damages, or expenses (including legal fees) arising from your use of the service or violation of these terms.

9. Governing Law

These terms are governed by the laws of the jurisdiction in which we operate. Any disputes shall be resolved in the courts of that jurisdiction, unless otherwise required by law.

10. Contact

For questions about these Terms of Use, please contact us at: [email protected]